Because people reply on insurance to
pay for medical needs, they never know, nor care, how much it costs.
All people care about is how much they will pay out of pocket. This
is a lot like the rent-to-own industry, people just want to know what
the monthly payment is, and not what they are paying in total. The
total of that rent-to-own product is far more than the retail cost. A
rent-to-own television might cost $1000 more than retail. If we had
free healthcare, people would use the system even more because there
would be no financial pain for abuse. Sometimes there is no choice
when it comes to medical treatment, but often there is one.